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Bay Area Mortgage Loan Officer · NMLS #847540

Real people. Real keys.
Your story is next.

Every family on this wall started exactly where you are: renting, saving, wondering if it was even possible. Now they're holding the keys. First-time buyers, move-up buyers and self-employed borrowers across California & Washington.

First-time homeowners holding a SOLD sign in front of their new Bay Area home
Couple holding a SOLD sign on the front walk of their new home
Keys in hand.First-time homeowners
Four friends celebrating on the front steps of a newly purchased home
Family of six celebrating their new home with a SOLD sign
Welcome home.A family of six, sold fast
New homeowners dancing in the front yard of their first home
Family celebrating with confetti outside their new home
4.99★
Average Rating
274+
Client Reviews
15+
Years in Finance
Client Reviews

Find your story.

4.99from 274 verified reviews

Tell me where you are, and hear from someone who was right there too.

★★★★★

"As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was there for us every step of the way... Because of her, we're now homeowners, and that's something we'll never forget."

Jose I. · August 2026
★★★★★

"As first-time homeowners, the house buying process can feel daunting, but working with Ashley and her team made it seamless from start to finish. We ultimately got the payment and the terms we wanted."

Katrina E. · October 2026
★★★★★

"Ashley went above and beyond to help us get approved for the maximum amount possible, making our dream of homeownership a reality."

Brandi H. · Stockton, CA · August 2026
Ready to be next? Text Me About My First Home
★★★★★

"She guided us to the right credit situation. I appreciate that she explained every detail, created a plan that worked for our financial situation and never gave up on us unlike other lenders who only take clients with the perfect credit score."

Yvette P. · First-time homeowner
★★★★★

"From the very beginning, Ashley went above and beyond to help me improve my credit score, offering invaluable coaching and tips that were instrumental in getting me to where I needed to be."

Erick G. · Homeowner
★★★★★

"Explained the process in depth even when I wasn't ready the first time around to purchase. She checked back in... after I corrected a few things on my credit."

Patrick C. · September 2026
Credit is a starting point, not a stop sign. Build My Game Plan
★★★★★

"Even when we didn't feel quite ready to buy a home and felt extremely nervous at first, she encouraged us and helped us make an action plan. Once we were ready, there she was again."

Janel S. · First-time homeowner
★★★★★

"I first reached out to her about a year before purchasing my home... As a first-time homebuyer, I had countless questions, but not once did I feel like I was bothering her."

Leandro R. · First-time homeowner
★★★★★

"Doesn't pressure and only focuses her energy in educating and setting up a plan that works for the customer. A gem in the industry."

Eddie G. · Homeowner
Start the plan now, buy when it's right. Let's Talk, No Pressure
★★★★★

"My very experienced real estate agent was shocked when I told her how quickly Ashley could close the loan. Ashley exceeded the promises that were made."

Brandy L. · Homeowner
★★★★★

"She calmly guided us through a few heart attacks during a quick escrow process... and the end result was us ending up with an adorable house in our dream location, for an amazing deal!!!"

Courtney N. · Homeowner
★★★★★

"Ashley was an amazing partner in this transaction and delivered ahead of schedule allowing for an early close."

Glen R. · Real estate agent
A strong approval makes a strong offer. Get Pre-Approved
★★★★★

"I've worked with Ashley on numerous transactions over the years, and she has consistently delivered when other lenders couldn't. Bank statement loans, bridge loans, investor financing, or a complex file, she gets it done."

Hayley H. · Real estate agent · June 2026
★★★★★

"Right from the first call, Ashley took the time to explain the technicalities of different loan offers and empowered me to make an educated decision, rather than try to sell me on a certain path."

Stav R. · Homeowner
★★★★★

"Ashley always had a plan, which made homeownership possible for us."

Ariana G. · Homeowner
1099, bank statements, ITIN, investors: there's a path. See My Loan Programs
★★★★★

"Ashley took the time to clearly explain every step... She went above and beyond to ensure everything stayed on track and closed on time, making what could have been a stressful process feel smooth and manageable."

Stephanie M. · Refinance
★★★★★

"Our refinance process was nothing but smooth and easy thanks to her. Thank you again Ashley for all that you have done for our family."

Jesus G. · Refinance
★★★★★

"Ashley has great knowledge of the refi process, is always available to answer any questions and she is very helpful and supportive."

Shrihari P. · Refinance
See if refinancing makes sense for you. Text Me About Refinancing
Free Buyer's Guide

5 Things Every First-Time Homebuyer Should Know

We specialize in helping first-time homebuyers create a plan for homeownership. Even if you're not ready now, we help you get ready.

01 You can buy a home with 0% to 5% down.

The 20% down myth costs buyers years of waiting. Only 7% of people know the truth about how little you actually need, including programs with...

02 Talk to a professional BEFORE trying to fix your credit.

I have watched people spend tens of thousands of dollars on credit repair that moved their score zero points. There is a soft-pull simulator that shows exactly...

03 Fall in love with the payment before the house.

You will love the $3,000,000 house. But will you love the monthly payment? Here is the order that protects you from heartbreak and...

04 Buy the house first. Then the car.

Every $50 in monthly payment can cost you $10,000 to $15,000 in buying power. That is the difference between one neighborhood and...

05 Self-employed? 1099? ITIN? You have options.

No tax returns showing income? There are products built specifically for business owners, plus grants and down payment assistance that...

Unlock The Free Guide
The 20% down myth has cost buyers millions. Don't let it cost you.
Loan Options

Financing for every situation.

Conventional Loans

Competitive rates and flexible terms for purchases and refinances.

FHA Loans

Lower down payments and flexible credit requirements for first-time buyers.

VA Loans

Honoring those who served with $0-down financing and exclusive benefits.

Jumbo Loans

Financing for higher-value homes beyond conventional limits.

Refinance

Lower your rate, tap equity, or restructure your loan to fit your goals.

Specialty Programs

Bank statement loans, bridge loans, investor financing & down payment assistance.

Payment Calculator

What would your payment look like?

Play with the numbers. Fall in love with the payment first, then let's find the house.

Don't fall for clickbait calculators online. A lot of them just include principal and interest. This one includes taxes, mortgage insurance, and homeowners insurance to give you a closer estimate. Then text me to talk about your specific scenario. This is an estimate only.

Estimated Total Monthly Payment
$3,050
per month, all in
Like That Number? Text Me
Estimate only. Under 20% down assumes an FHA loan at 6% with 0.50% annual mortgage insurance. At 20%+ down assumes a conventional loan at 6.5% with no mortgage insurance. All scenarios include 1.25% annual property taxes and $140/mo homeowners insurance. Excludes HOA. Your real numbers depend on credit, program & more. Let's run them together, for free.
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@AshleyMarieGurevich

@AshleyMarieGurevich
Behind the scenes, client wins & mortgage tips. Come say hi!
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Common Questions

Answers before you even ask.

How much house can I afford?
Lending guidelines generally allow a debt-to-income ratio of up to 50% to 55%, but everyone's situation and comfort level is different. The most important part is that you are comfortable with your monthly payment given your expenses and your lifestyle. That is exactly what we focus on and build a plan around together.
What credit score do I need to buy a house?
Conventional loans typically start at 620, while FHA and VA loans can accept lower scores. Even if your score is not there yet, I can help you build a plan to get mortgage-ready.
How much down payment do I need?
It can be less than you think. VA loans offer $0 down, FHA starts at 3.5%, and conventional options start at 3%. Down payment assistance programs may also be available.
Should I refinance my mortgage?
It depends on your current rate, how long you plan to stay, and your goals: lowering payments, pulling cash out, or paying off faster. I will run the numbers with you so the decision is clear.
Have a different question? Text me.
Ashley Gurevich, Senior Mortgage Loan Officer in Brentwood, California
About Ashley

I'll be with you every step of the way.

Ashley Gurevich is a Senior Mortgage Loan Officer (NMLS #847540) with CrossCountry Mortgage, based in Brentwood, California and licensed in California and Washington. She started her career in finance in 2011 and has been a loan officer since 2021. She holds a 4.99 out of 5 star rating from more than 274 verified client reviews and specializes in helping first-time homebuyers create a plan for homeownership.

Hello, my name is Ashley Gurevich! I stand out as a loan officer who blends expertise with empathy. I'm committed to the journey just as much as the destination, ensuring that you feel educated, confident, and ready to make one of life's biggest decisions.

My approach is both methodical and personal, providing a tailored experience that transforms the complex mortgage process into a smooth, stress-free endeavor. Whether it's your first home, a refinance, or a complex file that other lenders couldn't get done, I anticipate your needs and deliver results.

Based in Brentwood, California, and proudly serving clients throughout California and Washington.

Credentials

Recognition, community, and a little about me.

Get In Touch

Let's talk about your goals.

Call, text, or email anytime. I'm known for answering questions no matter the time of day.

Based In
Brentwood, California
Licensed In
California · Washington
Hours
Open Monday through Saturday
Available Sundays for clients putting in offers
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Loan Programs & Service Areas

Local pages built for your city and situation - programs, eligibility, and honest answers. Start with the affordability calculator.

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